Insurance Claims After Flooding

12/11/2019 (Permalink)

Flood Insurance Claims

If you have flood insurance, contact your insurance adjuster immediately.

• Begin cleanup, salvage, and drying as soon as possible. Do not wait for adjuster. Take photos for use as an inventory. All steps suggested on this page can be taken before an adjuster arrives.
• Clean home or business so the adjuster can see the damage.
• Keep damaged materials for proof of loss.
• Leave a phone number where you can be reached when the adjuster arrives.
• The adjuster will assess damages to the house. The owner should sign a proof of loss statement. Additional damage can be added when found.
• Contact governmental offices for information.
• If you do not have flood insurance, your homeowner’s or business insurance likely will not cover the loss. If the flood has been declared a federal disaster by the President, apply for assistance online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA(3362).

Source: Texas A&M